What is an insurance declaration page?

About your insurance declaration page

An insurance declaration page details essential information about your policy, such as coverages, limits and terms. These documents typically accompany all policy types: home, auto and other.

What’s on an insurance declaration page?

An insurance declaration page typically includes the following information:

• Policyholder details: Parties protected by the coverage
• General policy information: Policy number, policy duration and account number
• Insured property: Item(s) covered by the policy
• Coverages: Details about the insurance protecting your property
• Coverage limits: Maximum financial protections the policy provides for covered items after a covered loss
• Premiums: Policy price
• Deductibles: Portion of covered losses owed by the policyholder before the insurer can pay a claim
• Discounts: Savings applied to the policy
• Endorsements: Additional coverages, riders and endorsements purchased and added to the policy
• Agent details: Contact information for the agent who sold you the policy

What’s on an auto insurance declaration page?

Your car insurance declaration page details coverages specific to your vehicle. It should include all general policy details, insured drivers and drivers excluded from your policy. It should also list the insured vehicle’s information, such as make, model and VIN.

What’s on a homeowners insurance declaration page?

Your home insurance declaration page lists policy features unique to your home and its coverages. It should include all general policy items, mortgage lender details and insured property information such as its location, square footage and age.

Other insurance declaration page types

Insurance declaration pages accompany other policy types, too. They include all general policy features with the following additions:

• Renters insurance declaration page: Interested parties, such as the leasing company requiring the coverage
• Life insurance declaration page: Death benefit amount and beneficiaries
• Business insurance declaration page: Location(s) and inventory
• Boat insurance declaration page: Covered boat’s details, such as make, model and vessel length

Other products, such as motorcycles, RVs, campers, snowmobiles, ATVs, and UTVs, also have declaration pages. All contain similar information.

When will you need your insurance declaration page?

Insurance declaration pages outline your policy’s coverages and limits for those requiring proof. For example, some home insurance lenders must verify qualifying coverages and limits before finalizing your loan.

Because insurance minimizes risk for you, lenders and leasing companies, interested parties typically ask for an insurance declaration page as proof of adequate financial protection as a lease or loan stipulation.

Find your American Family Insurance declaration page

American Family Insurance policyholders can view policy details through My Account online and the MyAmFam app. From your account dashboard, navigate to the policy you wish to view. Next, select the insurance declaration page listed in the policy's documents.

Contact your American Family Insurance agent for questions about your insurance declaration page. Your American Family agent can also provide a policy review to ensure you have adequate coverages, limits and discounts applied to your policy. Life's better when you're under our roof. 

This article is for informational purposes only and includes information widely available through different sources. This article does not afford, offer, or guarantee any coverage.

Some coverages may not be available in your state. Please speak with your agent to learn more about your coverage options. Coverage applies once a deductible has been met. All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.